Terms of Use

Effective Date: January 15, 2025

Welcome to exiloraquyvon's expense categorization platform. These Terms of Use govern your access to and use of our services, including our website at exiloraquyvon.com and all related features. By accessing or using our platform, you agree to be bound by these terms.

Acceptance of Terms

By creating an account, accessing our website, or using any of our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree with any part of these terms, you must not use our services.

These terms constitute a legally binding agreement between you and exiloraquyvon. We may update these terms from time to time, and your continued use of our services after such updates constitutes acceptance of the revised terms.

Service Description

exiloraquyvon provides a comprehensive expense categorization platform designed to help users organize, track, and analyze their financial transactions. Our services include:

Automated expense categorization and tracking
Financial reporting and analytics tools
Budget management features
Data export and integration capabilities
Educational resources and financial insights

We continuously improve our platform and may add, modify, or remove features at our discretion. We strive to provide reliable service but cannot guarantee uninterrupted access or error-free operation.

User Accounts and Responsibilities

Account Creation

To use our services, you must create an account by providing accurate and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

User Obligations

Provide accurate, current, and complete information during registration and account updates
Maintain the security of your login credentials and notify us immediately of any unauthorized access
Use our services only for lawful purposes and in accordance with these terms
Respect the intellectual property rights of exiloraquyvon and third parties
Report any bugs, security vulnerabilities, or inappropriate content you encounter

Important: You must be at least 18 years old or the age of majority in your jurisdiction to use our services. By creating an account, you represent that you meet this age requirement.

Acceptable Use Policy

You agree not to use our services for any purpose that is prohibited by these terms or by applicable law. Prohibited activities include, but are not limited to:

Uploading or transmitting malicious code, viruses, or harmful software
Attempting to gain unauthorized access to our systems or other user accounts
Using our services to transmit spam, phishing attempts, or fraudulent communications
Scraping, harvesting, or collecting user data without explicit consent
Reverse engineering, decompiling, or attempting to derive source code from our platform
Using automated tools to access our services without prior written permission

Violation of this acceptable use policy may result in immediate suspension or termination of your account and potential legal action.

Data Privacy and Security

We take your privacy seriously and implement industry-standard security measures to protect your financial data. Our data handling practices include:

Data Collection

We collect information you provide directly, such as account details and financial transactions, as well as usage data to improve our services. All data collection is governed by our Privacy Policy.

Data Security

We employ encryption, secure servers, and regular security audits to protect your information. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

Your Rights: You have the right to access, correct, export, or delete your personal data. Contact us at info@exiloraquyvon.com to exercise these rights or for any privacy-related inquiries.

Intellectual Property Rights

All content, features, and functionality of our platform, including but not limited to text, graphics, logos, software, and algorithms, are owned by exiloraquyvon and protected by copyright, trademark, and other intellectual property laws.

License to Use

We grant you a limited, non-exclusive, non-transferable license to use our services for personal or business expense management purposes. This license does not include the right to:

Reproduce, distribute, or publicly display our content
Create derivative works based on our platform
Use our trademarks or branding without permission
Remove or alter copyright notices or proprietary markings

User Content

You retain ownership of the data you input into our platform. By using our services, you grant us a license to process, store, and analyze this data solely for the purpose of providing and improving our services.

Payment Terms and Billing

Our platform offers both free and premium subscription tiers. Payment terms vary based on your chosen plan:

Subscription fees are billed in advance on a monthly or annual basis
All fees are non-refundable unless otherwise specified or required by law
We may change subscription prices with 30 days advance notice
Failed payments may result in service suspension after a grace period
You may cancel your subscription at any time, with access continuing until the end of the billing period

We use third-party payment processors and do not store your complete payment information on our servers. All transactions are processed securely in accordance with industry standards.

Service Availability and Limitations

While we strive to maintain high service availability, we cannot guarantee uninterrupted access to our platform. Service limitations include:

Scheduled maintenance windows and emergency repairs
Temporary service disruptions due to technical issues
Third-party service dependencies that may affect functionality
Geographic restrictions based on local regulations

We will make reasonable efforts to provide advance notice of planned maintenance and to minimize service disruptions.

Limitation of Liability

To the fullest extent permitted by law, exiloraquyvon shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services. This includes, but is not limited to:

Loss of data or financial information
Business interruption or lost profits
Errors in financial calculations or categorizations
Damages resulting from third-party integrations

Maximum Liability: In no event shall our total liability exceed the amount you paid for our services in the 12 months preceding the claim.

Termination

Termination by You

You may terminate your account at any time by accessing your account settings or contacting our support team. Upon termination, you will retain access to paid features until the end of your billing period.

Termination by Us

We reserve the right to suspend or terminate your account if you violate these terms, engage in fraudulent activity, or if we discontinue our services. We will provide reasonable notice when possible.

Effect of Termination

Upon termination, your right to use our services ceases immediately. You may request a copy of your data within 30 days of termination, after which we may delete your information in accordance with our data retention policy.

Governing Law and Dispute Resolution

These terms are governed by the laws of Alberta, Canada, without regard to conflict of law principles. Any disputes arising from these terms or your use of our services will be subject to the exclusive jurisdiction of the courts in Alberta.

Before pursuing legal action, we encourage you to contact us directly to resolve any issues. Many disputes can be resolved through good-faith communication and negotiation.

Contact Information

For questions about these Terms of Use or our services, please contact us:

exiloraquyvon
8706 Franklin Ave, Fort McMurray, AB T9H 2J6, Canada
Phone: +1 (403) 247-0896
Email: info@exiloraquyvon.com